5 items you don’t need to buy this Christmas from a woman who was in £10k of debt & paid it all off in a year

FOR millions of hard-up families around the UK, Christmas is the most expensive time of the year. But now one woman, who paid off her astronomical five-figure debt in a year, has revealed five popular things she won’t be buying this festive season. Robyn Murphy, from the UK, was once drowning in a huge debt…